The undersigned are U.S. citizens in favor of healthcare reform which will at the very least provide the following:

• End Discrimination for Pre-Existing Conditions: Insurance companies will be prohibited from refusing you coverage because of your medical history.
• End Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: Insurance companies will have to abide by yearly caps on how much they can charge for out-of-pocket expenses.
• End Cost-Sharing for Preventive Care: Insurance companies must fully cover, without charge, regular checkups and tests that help you prevent illness, such as mammograms or eye and foot exams for diabetics.
• End Dropping of Coverage for Seriously Ill: Insurance companies will be prohibited from dropping or watering down insurance coverage for those who become seriously ill.
• End Gender Discrimination: Insurance companies will be prohibited from charging you more because of your gender.
• End Annual or Lifetime Caps on Coverage.
• Extend Coverage for Young Adults: Children would continue to be eligible for family coverage through the age of 26.
• Guarantee Insurance Renewal: Insurance companies will be required to renew any policy as long as the policyholder pays their premium in full; they will not be allowed to refuse renewal because someone became sick.
• Forbid many forms of rationing that are currently being used by insurance companies.
• Pay for the vast majority of the up-front costs by cutting waste, fraud, and abuse within existing government health programs; end big subsidies to insurance companies; and increase efficiency with such steps as coordinating care and streamlining paperwork.
• Help to cover voluntary, private consultations for those who want help with end-of-life decisions.
• Expand coverage under the VA, extending care to 500,000 more veterans who were previously excluded. The VA Healthcare system will continue to be available for all eligible veterans.
• Ease the burdens on small businesses, provide tax credits to help them pay for employee coverage and help level the playing field with big firms who pay much less to cover their employees on average.
• Improve the long-term financial health of Medicare, ensure better coordination, eliminate waste and unnecessary subsidies to insurance companies, and help to close the Medicare "doughnut" hole to make prescription drugs more affordable for seniors.
• Expand your choices, not eliminate them, and provide the Public Option as a choice.

Without reform health care costs will continue to skyrocket unabated, putting unbearable strain on families, businesses, and state and federal government budgets.  Perhaps the most visible sign of the need for health care reform is the 46 million Americans currently without health insurance.

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